Whether you're a retailer with a till, a food van at a festival or a waiter going from table to table, we've got the card reader to meet your small business needs.Get a quote
Card readers, card machines and PDQ machines are all interchangeable terms for the same thing: a device that accepts card payments. They sound similar, but it's important to look out for differences in intended use, setup requirements and pricing plans.
Sometimes a 'card reader' may refer to a handheld device that you make a low upfront payment for and fully own the device. This may seem attractive, but with high transaction fees, you could end up giving away a more revenue long-term.
These handheld card readers also don't have a receipt printer and need to be tethered to a smartphone or tablet in order to process a payment, rather than being a standalone device.
Mobile businesses will need to take payments anywhere their business takes them. The mobile card reader is the perfect companion for market stalls, window cleaners or mobile tyre fitters.
Equipped with a built-in SIM card, they can be used anywhere that has a mobile phone signal and connect using either 3G or GPRS. Perfect for traders that are always on the move.
Typically, you would need to wait 3 to 5 days for your funds from card payments to be delivered to your bank account, but with Same Day Settlement (also known as Faster Payments), you can get your money in hours.
Getting money in your account sooner could be the difference between paying an outstanding bill, funding a new promotion or simply making ends meet.
We're experts at switching payment services and typically save small businesses up to 30% on processing fees, with the same flexible agreement lengths and transaction rates available for businesses just starting out.
Card readers are devices used by businesses to accept card payments from their customers when they’re face-to-face. Card machines, PDQ machines, terminals, and chip and PIN machines do exactly the same thing. Whatever it’s called, they all take card payments.
Where they differ between models, depends on how they’re connected within your business, and where your customers typically expect to make a payment to you.
For example, if you only have a phoneline or broadband internet accessible through an ethernet cable, then you would need a countertop card reader. If you only operate from remote locations and don’t have a fixed business premises, then you would be a lot better off with a mobile card reader.
In some cases, the term 'card reader' can specifically be used to describe a smaller payment device without a receipt printer that needs to be connected to your smartphone or tablet in order to take payments. You can normally buy one of these outright for a small upfront cost, but the cost per transaction tends to be higher than getting a rented card reader with a monthly agreement.
In conclusion, don’t get caught up in the language that payment providers use when it comes to product names, but be sure to carefully study the pricing plans and think about the physical setup of your business and where the card reader would be used.
A card reader doesn’t need WiFi specifically to work, but it will need to be connected to a signal of some kind to take payments. Some card readers use WiFi if it’s the most suitable connection method in your business.
It's important to choose a card reader that can connect to one or more of the connection points within your business, these include:
Before choosing a card reader, you should ask yourself:
If you have more than one connection point, you may want to consider a card reader that has multiple connection options, like the Verifone V240m. This way, if one signal drops out or becomes unavailable, you can use another and still stay connected.
For more information about card readers or to speak to an expert, please get a quote.