We're on a mission to make customers’ lives easier

It's hard enough running a business. We make payments as easy as possible, so you can focus on keeping your customers happy.

get a quote
happy clothing store owner laughing and holding smartphone
Retail Merchant Services is now a SaltPay company

Retail Merchant Services and SaltPay logos

We’re excited to announce that Retail Merchant Services is now part of SaltPay, a fast-growing payment services and software provider to small and medium sized merchants across Europe. Being part of the SaltPay network will help RMS grow and service more customers across the UK and Ireland with new products and services, with our shared ambition to provide care and technology that can help businesses automate and grow.

This change in ownership will not impact current services offered or your relationship with RMS. As part of the SaltPay network we plan to bring lots of new opportunities and exciting updates to our customers, partners and suppliers in 2022.

Tailored just for you


We help thousands of small businesses take card payments reliably, securely, and most importantly, quickly; you can get even get paid the same day with Same Day Settlement.

Our specialist teams are there to listen to your needs, understand your setup and create a personalised package that fits your business perfectly.

Whether it's a card machine, online payments, EPOS or a combination, you'll keep more of your money with our low pricing plans and flexible agreement lengths.

Get a quote

florist looking at a laptop with card machines and card scheme logos

Getting started is easy with Retail Merchant Services

get a free no obligation quote

Get a free, no obligation quote in minutes

Tell us a bit about your business and what you're looking for and we’ll quote on exactly what you need. Nothing more.

get a quote
we will set up a merchant account for you

We’ll set up a Merchant Account for you

To accept card payments online or face-to-face you’ll need to a Merchant Account. Just think of it as a business bank account for processing card transactions.

Get up and running in no time

You'll be up and running in no time

We'll finish setting up and deliver your card machine in just a few days, with our dedicated Customer Support team just a call away to answer any questions.

Get paid faster

Why are you waiting 3-5 days for your money, when you can have it in hours?

With Same Day Settlement you will recieve any funds from card payments into your bank account within the same day, when you complete your End of Day banking report by 3pm.

Having a healthy cash flow means you can reinvest in stock, decrease monthly financial commitments and keep your suppliers paid on time.

Same day settlement

shop owner taking a payment from a smartphone using her card machine

Fast and flexible funding

Give back to your business by refurbishing, starting a new project or buying stock with unsecured funding from £1,000-£1,000,000 that leaves your assets safe.

Merchant Cash Advance is one of the fastest forms of alternative business funding, with advances being released in 1-5 days.

Once you've been funded, repayment begins via your card machine or e-commerce site. When a customer pays you on card, a percentage of that transaction is used to proportionately repay the advance.

Merchant Cash Advance

female hair stylist talking to client in a salon

Our customers come first

Our friendly Customer Service team are passionate about supporting you and your business.

We know that payments can be daunting, so whether you need help getting set up or you have a query with your account, our experts are there to give you a helping hand.

contact customer support

small business owner making a phone call to call centre employees

Refer a business


Do you know another small business in need of an affordable card payment solution with expert support? Refer them to Retail Merchant Services and we'll give you a £100 Amazon.co.uk Gift Card*.


*Restrictions apply, see www.amazon.co.uk/gc-legal

Thousands of success stories from businesses just like yours



Become a Partner

As an integrated payments specialist, we partner with software and hardware suppliers, such as EPOS providers, Independent Software Vendors (ISVs), SaaS providers and developers.

By adding payments functionality to their platforms, our partners have the ability to scale their product and open a new revenue stream, using our large merchant network.

In return, our products become compatible with a host of applications to help small business owners and go beyond simply accepting card payments.

Let's get together

have a real partnership

Join the team


We're always on the lookout for great people to join our team.

With a huge range of roles from sales and customer services to data, tech and marketing, we’ve got something for everyone.

We’re looking for people with passion who can bring new ideas and approaches and be part of our transformation.


Search careers

man working from home at a desk with a laptop making notes

Whatever your payments needs are, we have it covered

Verifone V240m card machine

Card Machines

Whether you're in store or on the road, we have a range of card machines to help you take payments face-to-face. Fully equipped with wireless connection, contactless payments and Same Day Settlement to deliver your funds in hours.

Card machines for small businesses
Payment Gateway for accepting online payments

Online Payment Solutions

Take online payments through your website 24/7 with our secure payment gateway. Accept all major cards and digital wallets like Google Pay and Apple Pay in 140+ currencies. Integration options made to fit your resources.

Online Payment Solutions
epos system with card machine from retail merchant services

EPOS Systems

Streamline your business with an integrated EPOS system that takes payments, tracks sales and manages your stock all in one place. Each system comes with an EPOS terminal, software specific to your industry, card machine and accessories.

EPOS Systems